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Get peace of mind for you and your family

Whole life insurance provides:

  • Guaranteed lump-sum payment to your loved ones no matter how long you live
  • Opportunity to earn dividends
  • Premiums that never increase

We’ll help you take the first step

Please complete the form or call 1-855-762-0493 and we’ll connect you with a financial professional in your area.

MassMutual call center representatives available Monday through Friday: 9 a.m. - 6 p.m. EST

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More about whole life insurance

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A whole life insurance policy is a type of permanent life insurance that covers you for a lifetime (unlike term life insurance, which covers a policyowner for a period of time usually between 10 and 30 years).
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If you ever need a loan, whole life insurance builds cash value (money that grows in your policy that you can access) --- so it’s life insurance you can borrow against.
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Cash value of a whole life insurance policy grows on a tax-deferred basis.

Dividends are not guaranteed. Lifetime coverage is guaranteed so long as scheduled premiums are paid. Note that access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

Why MassMutual

Experience & expertise
For over 170 years, people have depended on MassMutual to help secure their future and protect the ones they love.
In your community
There’s a MassMutual financial professional in your area ready to help you with whatever tomorrow brings.
Trust & transparency
We work to earn your trust by explaining every step of our process, including answering any questions about our compensation.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082). C.M. Life Insurance Co. and MML Bay State Life Insurance Co., are non-admitted in New York.