Sustainable Finance
For over 170 years, our company has been guided by a commitment to help provide people with financial security and peace of mind — today and for generations to come. Our commitment to sustainability directly stems from our obligation to ensure the long-term interests of our members and policyowners. Integrating material sustainability factors across our finance activities enables us to pursue consistent, long-term returns by mitigating risk and identifying new opportunities.
Our Approach
At MassMutual, sustainable finance includes the management of our General Investment Account (GIA), insurance products, and asset management offerings. Our sustainability governance structure and Sustainable Finance Framework form the foundation of our oversight of these issues and enable us to offer solutions that meet our customers’ needs while supporting our long-term growth.
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Sustainable Investing
As a mutual life insurance company, we are long-term investors concerned with meeting commitments that stretch far into the future. That means we focus on generating long-term, stable performance to support MassMutual’s ability to meet our financial obligations to our policyowners. Evaluation of material sustainability factors contributes to our overall approach to managing risk-adjusted returns.
Read our Sustainable Investment Policy
Net Zero Portfolio by 2050
MassMutual has committed to reaching net zero emissions in our investment portfolio by 2050. To support this effort, we are implementing a multiyear roadmap that includes 2030 interim targets for carbon-intensive sectors. We are also actively pursuing opportunities to invest in climate solutions that support the transition to a low-carbon economy and align with our responsibility to generate long-term value for policyowners.
Read more about our Net Zero Commitment
Impact Investing
Through MassMutual’s impact investments — which are part of our GIA — we focus on investing capital in companies and funds that are historically overlooked because of systemic barriers. In doing so, we aim to generate positive, measurable social and environmental impact alongside financial returns. Our strategy incorporates innovative approaches in deal sourcing, selection, diligence, and investments that reduce structural inequities in capital markets and advance racial equity.Learn more about the MM Catalyst Fund
Learn more about the First Fund Initiative
Principles for Responsible Investment
As a signatory of the Principles for Responsible Investing (PRI), we are implementing responsible investment practices that are consistent with our commitments to our policyowners and customers.
Sustainable Offerings
MassMutual is committed to helping our clients meet their financial goals and reaching people on their terms. This includes offering a variety of options for clients who want to take advantage of sustainable investing strategies.
Read more about our Sustainable OfferingsRead more about how we serve Our Policyowners and Customers
2023 Sustainability Report
Our annual Sustainability Report details our progress and reflects our commitment to being transparent about our performance.
Download the Report