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Variable Insurance Funds

* These funds are underlying funds of MassMutual’s variable life and variable annuity products and are not available for retail sale.

Investors should consider funds’ objectives, risks, fees, and expenses carefully before investing. This and other information can be found in the funds’ prospectuses or summary prospectuses, which are available here or from MassMutual by calling 1-888-309-3539. Please read them carefully before investing.

Principal Underwriter: MML Distributors, LLC (MMLD), 1295 State Street, Springfield, MA 01111-0001. Member FINRA and member SIPC (www.FINRA.org and www.SIPC.org). Investment advisory services are provided to the funds by MML Investment Advisers, LLC (MML Advisers). MMLD and MML Advisers are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Please call 1-888-309-3539 or email fundinfo@massmutual.com to report problems accessing the fund summary prospectuses, prospectuses, statements of additional information, annual/semi-annual reports, Q1/Q3 portfolio holdings, and annual/semi-annual financial statements and other information documents (“disclosure documents”), problems with saving or printing these online disclosure documents, and/or any other technological issues that may arise related to viewing the online disclosure documents.