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Strategic Group Variable Universal Life® II (SGVUL II)

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Underlying Fund Disclosure Documents

Fund order does not imply relative risk and return potential.

Fidelity® VIP Contrafund® Portfolio (Service Class)
Invesco Oppenheimer V.I. International Growth Fund (Series I)
Invesco V.I. Discovery Mid Cap Growth Fund (Series I)
Invesco V.I. Global Fund (Series I)
Invesco V.I. Global Strategic Income Fund (Series I)
Invesco V.I. Main Street Fund® (Series I)
Macquarie VIP Asset Strategy Series (Service Class)*
MML Aggressive Allocation Fund (Initial Class)
MML American Funds Core Allocation Fund (Service Class I)
MML American Funds Growth Fund (Service Class I) *
- American Funds Insurance Series® Growth Fund (Class 1)*
MML Balanced Allocation Fund (Initial Class)
MML Blend Fund (Initial Class)
MML Blue Chip Growth Fund (Initial Class)
MML Conservative Allocation Fund (Initial Class)
MML Dynamic Bond Fund (Class II)
MML Equity Fund (Initial Class)
MML Equity Income Fund (Initial Class)
MML Focused Equity Fund (Class II)
MML Foreign Fund (Initial Class)
MML Fundamental Equity Fund (Class II)
MML Fundamental Value Fund (Class II)
MML Global Fund (Class II)
MML Growth Allocation Fund (Initial Class)
MML High Yield Fund (Class II)
MML Income & Growth Fund (Initial Class)
MML Inflation-Protected and Income Fund (Initial Class)
MML International Equity Fund (Class II)
MML Large Cap Growth Fund (Initial Class)
MML Managed Bond Fund (Initial Class)
MML Managed Volatility Fund (Initial Class)
MML Mid Cap Growth Fund (Initial Class)
MML Mid Cap Value Fund (Initial Class)
MML Moderate Allocation Fund (Initial Class)
MML Short-Duration Bond Fund (Class II)
MML Small Cap Equity Fund (Initial Class)
MML Small Cap Growth Equity Fund (Initial Class)
MML Small Company Value Fund (Class II)
MML Small/Mid Cap Value Fund (Initial Class)
MML Strategic Emerging Markets Fund (Class II)
MML Sustainable Equity Fund
MML Total Return Bond Fund (Class II)
MML U.S. Government Money Market Fund (Initial Class)

* Individual Fund Footnotes:
Macquarie VIP Asset Strategy Series formerly known as Delaware Ivy VIP Asset Strategy.
The MML American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® - Growth Fund. The American Funds Insurance Series® - Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML American Funds Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® - Growth Fund prospectus.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Strategic Group Variable Universal Life® II (Strategic GVUL II) (policy/certificate forms GVULPM-2015 and GVULCM-2015, GVULPM-2015-NC and GVULCM-2015-NC in North Carolina) is group flexible premium adjustable variable life insurance. This product is non-participating. The SGVUL II policies and certificates are issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.

Principal Underwriters: MML Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligationNot insured by any federal government agencyNot FDIC or NCUA-insured
Not guaranteed by any bank or credit unionMay go down in value