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MassMutual Capital Vantage®

CURRENT UNIT VALUES

Please contact the Service Center at 1 (800) 272-2216 between 8 a.m. and 8 p.m. (ET - Monday through Friday) to obtain the current unit values.

CUSTOMERS & POLICYHOLDERS

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Underlying Fund Disclosure Documents

Fund order does not imply relative risk and return potential.

BlackRock 60/40 Target Allocation ETF V.I. Fund (Class III)
Fidelity® VIP Contrafund® Portfolio (Service Class 2)
Invesco Oppenheimer V.I. International Growth Fund (Series II)
Invesco V.I. Discovery Mid Cap Growth Fund (Series II)
Invesco V.I. Global Fund (Series II)
Invesco V.I. Global Strategic Income Fund (Series II)
Invesco V.I. Main Street Fund® (Series II)
Macquarie VIP Asset Strategy Series (Service Class)*
MML Aggressive Allocation Fund (Service Class)
MML American Funds Core Allocation Fund (Service Class I)
MML American Funds Growth Fund (Service Class I) *
- American Funds Insurance Series® Growth Fund (Class 1)*
MML Balanced Allocation Fund (Service Class)
MML Blend Fund (Service Class)
MML Blue Chip Growth Fund (Service Class)
MML Conservative Allocation Fund (Service Class)
MML Dynamic Bond Fund (Service Class I)
MML Equity Fund (Service Class)
MML Equity Income Fund (Service Class)
MML Equity Rotation Fund (Service Class I)
MML Focused Equity Fund (Service Class I)
MML Foreign Fund (Service Class)
MML Fundamental Equity Fund (Service Class I)
MML Fundamental Value Fund (Service Class I)
MML Global Fund (Class I)
MML Growth Allocation Fund (Service Class)
MML High Yield Fund (Service Class I)
MML Income & Growth Fund (Service Class)
MML Inflation-Protected and Income Fund (Service Class)
MML International Equity Fund (Service Class I)
MML Large Cap Growth Fund (Service Class)
MML Managed Bond Fund (Service Class)
MML Managed Volatility Fund (Service Class)
MML Mid Cap Growth Fund (Service Class)
MML Mid Cap Value Fund (Service Class)
MML Moderate Allocation Fund (Service Class)
MML Short-Duration Bond Fund (Service Class I)
MML Small Cap Equity Fund (Service Class)
MML Small Cap Growth Equity Fund (Service Class)
MML Small Company Value Fund (Service Class I)
MML Small/Mid Cap Value Fund (Service Class)
MML Strategic Emerging Markets Fund (Service Class I)
MML Sustainable Equity Fund (Service Class)
MML Total Return Bond Fund (Service Class I)
MML U.S. Government Money Market Fund (Initial Class)

* Individual Fund Footnotes:
Macquarie VIP Asset Strategy Series formerly known as Delaware Ivy VIP Asset Strategy.
The MML American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® - Growth Fund. The American Funds Insurance Series® - Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML American Funds Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® - Growth Fund prospectus.

Before purchasing a MassMutual variable annuity, you should carefully consider the investment objectives, risks, charges and expenses of the annuity. For this and other information, obtain the prospectus for the annuity from your registered representative. Please read the prospectus carefully before investing or sending money. You may also obtain the prospectuses (or summary prospectuses, if available) for the annuity’s underlying investment choices from your registered representative.

MassMutual Capital Vantage® Variable Annuity [Contract Form #FPVDA15-NVA and ICC15-FPVDA15-NVA; ICC15-FPVDA15-NVA in North Carolina] is a flexible premium deferred variable annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

Principal Underwriters: MML Strategic Distributors, LLC and MML Investors Services, LLC, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org); MML Strategic Distributors, LLC and MML Investors Services, LLC are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligationNot insured by any federal government agencyNot FDIC or NCUA-insured
Not guaranteed by any bank or credit unionMay go down in value