In today's fast-moving global economy, investing is as challenging as ever. MassMutual provides opportunities to diversify by providing a wide range of investment options from leading investment companies. The multiple manager design uses independent investment firms, each with a unique view of the world and the markets, and attempts to deliver choice of investment solutions for you.
Our goal is to provide choices to help navigate any challenges you face while approaching retirement and while you live through the retirement years you've been looking forward to.
MassMutual Envision provides 50+ investment options including eight asset allocation portfolios to choose from. Having a full spectrum of choices across various asset classes can help match investments with long-term goals.
Click to view Morningstar fund information for the investment options available with MassMutual Envision.
Large Cap Value
If you select RetirePay, an optional living benefit, you must either be invested 100% in one of the allowable MML Asset Allocation funds or invested 100% in the Custom Allocation Program. Choosing an MML Asset Allocation fund provides simplicity to your fund selection process. If you prefer to select multiple funds and customize your portfolio, the Custom Allocation Program may be a better choice.
The Custom Allocation Program includes many of the investment options listed, however, there will be allocation requirements that must be adhered to. With the Custom Allocation Program, multiple investment options can be selected from each category outlined in the Rate Sheet Prospectus Supplement. The total allocation for all investment options within each category must be between the minimum and maximum allocation. For more information about the current available investment options and allocation requirements, please refer to the current MassMutual Envision Rate Sheet Prospectus Supplement.
1 Specialty funds are an all-encompassing equity category that consists of funds that forgo broad diversification to concentrate on a certain segment of the economy or a specific targeted strategy.
2 Not available for contracts issued in New York.
3 The fund is a “feeder” fund, meaning that it does not buy investment securities directly, but instead invests in shares of a corresponding “master” fund, which in turn purchases investment securities. A fund offered in a master-feeder structure may have higher expenses than those of a fund that invests directly in securities because the feeder fund bears its own expenses in addition to those of the master fund. You should read the fund prospectus for more information about this feeder fund.
4 You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.
Before purchasing MassMutual Envision, you should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity. For this and other information, obtain the MassMutual Envision prospectus from your registered representative. Please read the prospectus carefully before investing or sending money. You may also obtain the prospectuses (or summary prospectuses, if available) for the annuity’s underlying investment options from your registered representative or online at https://www.MassMutual.com/envision.
This product and/or certain features and investment options may not be available in all states.
MassMutual Envision (Contract Form FPVDA21 and ICC21-FPVDA in certain states, including North Carolina) is a flexible premium deferred variable annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.
Variable annuities offered through registered representatives of MML Investors Services, LLC, Springfield, MA 01111-0001 or a broker-dealer that has a selling agreement with MML Strategic Distributors, LLC, Springfield, MA 01111-0001.
Principal Underwriters: MML Investors Services, LLC (MMLIS), Member SIPC®, and MML Strategic Distributors, LLC (MSD), are both Members FINRA and subsidiaries of Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001 .
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