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CUSTOMERS & POLICYHOLDERS
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Fund order does not imply relative risk and return potential.
American Funds Insurance Series® American High-Income Trust® (Class 1A)
American Funds Insurance Series® Asset Allocation Fund (Class 1)
American Funds Insurance Series® Capital World Bond Fund® (Class 1)
American Funds Insurance Series® Capital World Growth and Income Fund (Class 1A)
American Funds Insurance Series® Global Growth Fund (Class 1)
American Funds Insurance Series® Global Small Capitalization Fund (Class 1)
American Funds Insurance Series® Growth-Income Fund (Class 1A)
American Funds Insurance Series® International Growth and Income Fund (Class 1)
American Funds Insurance Series® New World Fund® (Class 1)
American Funds Insurance Series® The Bond Fund of America® (Class 1A)
American Funds Insurance Series® U.S. Government Securities Fund® (Class 1A)
American Funds Insurance Series® Washington Mutual Investors FundSM (Class 1A)
BlackRock Basic Value V.I. Fund (Class I)
BlackRock High Yield V.I. Fund (Class I)
BlackRock Small Cap Index V.I. Fund (Class III)
BlackRock Total Return V.I. Fund (Class I)
BNY Mellon MidCap Stock Portfolio (Service Shares)
Dimensional VA Global Bond Portfolio (Institutional Class)*
Dimensional VA International Small Portfolio (Institutional Class)*
Dimensional VA U.S. Large Value Portfolio (Institutional Class)*
Dimensional VA U.S. Targeted Value Portfolio (Institutional Class)*
Dimensional VIT Inflation-Protected Securities Portfolio (Institutional Class)*
Eaton Vance VT Floating-Rate Income Fund (ADV Class)
Fidelity® VIP Bond Index Portfolio (Service Class 2)
Fidelity® VIP Contrafund® Portfolio (Initial Class)
Fidelity® VIP Emerging Markets Portfolio (Initial Class)
Fidelity® VIP Extended Market Index Portfolio (Service Class 2)
Fidelity® VIP Freedom 2020 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2025 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2030 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2035 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2040 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2045 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2050 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2055 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2060 PortfolioSM (Service Class)
Fidelity® VIP Freedom 2065 PortfolioSM (Service Class)
Fidelity® VIP Freedom Income PortfolioSM (Service Class)
Fidelity® VIP Growth Portfolio (Service Class)
Fidelity® VIP Index 500 Portfolio (Service Class)
Fidelity® VIP International Index Portfolio (Service Class 2)
Fidelity® VIP Overseas Portfolio (Initial Class)
Fidelity® VIP Real Estate Portfolio (Service Class)
Fidelity® VIP Total Market Index Portfolio (Service Class 2)
Franklin Mutual Global Discovery VIP Fund (Class 2)
Franklin Small Cap Value VIP Fund (Class 2)
Franklin Strategic Income VIP Fund (Class 2)
Goldman Sachs Core Fixed Income Fund (Service)
Goldman Sachs International Equity Insights Fund (Institutional)
Goldman Sachs Mid Cap Growth Fund (Service)
Goldman Sachs Mid Cap Value Fund (Institutional)
Goldman Sachs Small Cap Equity Insights Fund (Institutional)
Invesco Oppenheimer V.I. International Growth Fund (Series I)
Invesco V.I. American Franchise Fund (Series I)
Invesco V.I. Comstock Fund (Series I)
Invesco V.I. Discovery Mid Cap Growth Fund (Series I)
Invesco V.I. Diversified Dividend Fund (Series I)
Invesco V.I. EQV International Equity Fund (Series I)
Invesco V.I. Global Fund (Series I)
Invesco V.I. Global Real Estate Fund (Series I)
Invesco V.I. Global Strategic Income Fund (Series I)
Invesco V.I. Government Money Market Fund (Series I)*
Invesco V.I. Main Street Fund® (Series I)
Invesco V.I. Small Cap Equity Fund (Series I)
LVIP American Century Capital Appreciation Fund (Standard Class II)*
LVIP American Century Inflation Protection Fund (Service Class)*
LVIP American Century International Fund (Standard Class II)*
Lord Abbett Mid Cap Stock Portfolio (Class VC)
Macquarie VIP Asset Strategy Series (Service Class)*
Macquarie VIP Emerging Markets Series (Service Class)*
Macquarie VIP Science and Technology Series (Service Class)*
Macquarie VIP Small Cap Value Series (Service Class)*
MFS® Blended Research® Core Equity Portfolio (Initial Class)
MFS® Global Real Estate Portfolio (Initial Class)
MFS® Government Securities Portfolio (Initial Class)
MFS® Growth Series (Initial Class)
MFS® International Intrinsic Value Portfolio (Initial Class)
MFS® Mid Cap Value Portfolio (Initial Class)
MFS® Utilities Series (Initial Class)
MFS® Value Series (Initial Class)
MML Aggressive Allocation Fund (Initial Class)
MML American Funds Core Allocation Fund (Service Class I)
MML American Funds Growth Fund (Service Class I) *
- American Funds Insurance Series® Growth Fund (Class 1)*
MML Balanced Allocation Fund (Initial Class)
MML Blend Fund (Initial Class)
MML Blue Chip Growth Fund (Initial Class)
MML Conservative Allocation Fund (Initial Class)
MML Dynamic Bond Fund (Class II)
MML Equity Fund (Initial Class)
MML Equity Income Fund (Initial Class)
MML Focused Equity Fund (Class II)
MML Foreign Fund (Initial Class)
MML Fundamental Equity Fund (Class II)
MML Fundamental Value Fund (Class II)
MML Global Fund (Service Class I)
MML Growth Allocation Fund (Initial Class)
MML High Yield Fund (Class II)
MML Income & Growth Fund (Initial Class)
MML Inflation-Protected and Income Fund (Initial Class)
MML International Equity Fund (Class II)
MML Large Cap Growth Fund (Initial Class)
MML Managed Bond Fund (Initial Class)
MML Managed Volatility Fund (Initial Class)
MML Mid Cap Growth Fund (Initial Class)
MML Mid Cap Value Fund (Initial Class)
MML Moderate Allocation Fund (Initial Class)
MML Short-Duration Bond Fund (Class II)
MML Small Cap Equity Fund (Initial Class)
MML Small Cap Growth Equity Fund (Initial Class)
MML Small Company Value Fund (Class II)
MML Small/Mid Cap Value Fund (Initial Class)
MML Strategic Emerging Markets Fund (Class II)
MML Sustainable Equity Fund (Initial Class)
MML Total Return Bond Fund (Class II)
MML U.S. Government Money Market Fund (Initial Class)
PIMCO All Asset Portfolio (Administrative Class)
PIMCO CommodityRealReturn® Strategy Portfolio (Advisor Class)
PIMCO Emerging Markets Bond Portfolio (Advisor Class)
PIMCO Global Bond Opportunities Portfolio (Unhedged) (Administrative Class)
PIMCO High Yield Portfolio (Administrative Class)
PIMCO Long-Term U.S. Government Portfolio (Administrative Class)
PIMCO Real Return Portfolio (Administrative Class)
PIMCO Total Return Portfolio (Administrative Class)
Schwab® VIT Balanced Portfolio
Schwab® VIT Balanced with Growth Portfolio
Schwab® VIT Growth Portfolio
Schwab® S&P 500 Index Portfolio
T. Rowe Price Limited-Term Bond Portfolio
Templeton Global Bond VIP Fund (Class I)
TOPS® Aggressive Growth ETF Portfolio (Class 1)
TOPS® Balanced ETF Portfolio (Class 1)
TOPS® Conservative ETF Portfolio (Class 1)
TOPS® Growth ETF Portfolio (Class 1)
TOPS® Moderate Growth ETF Portfolio (Class 1)
Vanguard VIF Balanced Portfolio
Vanguard VIF Capital Growth Portfolio
Vanguard VIF Diversified Value Portfolio
Vanguard VIF Equity Income Portfolio
Vanguard VIF Growth Portfolio
Vanguard VIF High-Yield Bond Portfolio
Vanguard VIF International Portfolio
Vanguard VIF Mid-Cap Index Portfolio
Vanguard VIF Real Estate Index Portfolio
Vanguard VIF Short-Term Investment-Grade Portfolio
Western Asset Long Credit VIT (Class I)
*Individual Fund Footnotes:
American Century VP Capital Appreciation Fund reorganized into LVIP American Century Capital Appreciation Fund after the close of the New York Stock Exchange on April 26, 2024.
American Century VP Inflation Protection Fund reorganized into LVIP American Century Inflation Protection Fund after the close of the New York Stock Exchange on April 26, 2024.
American Century VP International Fund reorganized into LVIP American Century International Fund after the close of the New York Stock Exchange on April 26, 2024.
Dimensional VA Global Bond Portfolio formerly known as DFA VA Global Bond Portfolio.
Dimensional VA International Small Portfolio formerly known as DFA VA International Small Portfolio.
Dimensional VA U.S. Large Value Portfolio formerly known as DFA VA U.S. Large Value Portfolio.
Dimensional VA U.S. Targeted Value Portfolio formerly known as DFA VA U.S. Targeted Value Portfolio.
Dimensional VIT Inflation-Protected Securities Portfolio formerly known as DFA VIT Inflation-Protected Securities Portfolio.
Macquarie VIP Asset Strategy Series formerly known as Delaware Ivy VIP Asset Strategy.
Macquarie VIP Emerging Markets Series formerly known as Delaware VIP® Emerging Markets Series.
Macquarie VIP Science and Technology Series formerly known as Delaware Ivy VIP Science and Technology.
Macquarie VIP Small Cap Value Series formerly known as Delaware VIP® Small Cap Value Series.
The MML American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® Growth Fund. The American Funds Insurance Series® Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML American Funds Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® Growth Fund prospectus.
Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.
The product and certain features and/or investment choices may not be available in all states. State variations will apply.
C.M. Life Electrum SelectSM (Policy Forms SL18-2021, ICC21SL18 and ICC21SL18 in North Carolina) is flexible premium, variable, adjustable life insurance. This product is not participating. C.M. Life Electrum Select is issued by C.M. Life Insurance Company, (C.M. Life), a wholly-owned subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual),1295 State Street, Springfield, Massachusetts 01111-0001. C.M. Life is non-admitted in New York.
Principal Underwriters: MML Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.
| Not a bank or credit union deposit or obligation | Not insured by any federal government agency | Not FDIC or NCUA-insured |
| Not guaranteed by any bank or credit union | May go down in value |