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The MassMutual dividend

Consistently strong, historical results

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Why dividends matter

A whole life policy provides insurance protection while providing cash value growth that can help meet clients where they are in the financial life cycle.

A participating whole life insurance policy from MassMutual® offers a combination of life insurance protection, guarantees, cash value accumulation, and income tax advantages. Additionally, MassMutual participating whole life policyowners are eligible to receive policy dividends. Dividends received are based on the experience of the company over a period of time with respect to the company's mortality experience, expense management, and investment results.

Although dividends are not guaranteed, MassMutual has paid them to eligible participating policyowners every year since 1869.

Summary

Life insurance dividends may be paid to participating policyowners when the insurance company performs better than expected.
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Dividends can be used to increase the life insurance death benefit and cash value, pay premiums or taken as cash.
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MassMutual has paid a dividend to eligible participating policyowners every year since 1869.
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FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC.

The products and/or certain features may not be available in all states. State variations will apply.

MassMutual Whole Life series policies (Policy Forms: MMWL-2018 and ICC18-MMWL in certain states, including North Carolina, and MMWLA-2018 and ICC18-MMWLA in certain states, including North Carolina) are level-premium, participating, permanent life insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.

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