Protect the ones you love
Financial security for the people who depend on you.
Life insurance can help:
- Cover every day living expenses for you and your family after you’re gone like mortgage payments, outstanding debts and college loans
- Build cash value in certain policies, which you can use however you like while you’re alive1
- Ensure your assets are distributed according to your wishes
More about MassMutual life insurance
| GUARANTEED PREMIUMS | FLEXIBLE PREMIUMS | CASH VALUE GROWTH | |
|---|---|---|---|
Term Offers coverage for a specific period of time—often 10, 20 or 30 years | Guaranteed growth | ||
Whole Life Provides lifetime protection, cash value growth, and the potential to earn dividends1 | |||
Universal Life Delivers long-term coverage, with flexible premiums and the potential to build account value | Some UL policies have guarantees | Based on the current interest rate (which cannot be lower than the guaranteed minimum rate) | |
Variable Universal Life Offers investments options, flexible premiums and long term coverage | Limited guarantees may be available |
Why MassMutual
Experience & expertise
In your community
Trust & transparency
1Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
2Dividends are not guaranteed.
3Before purchasing a variable universal life insurance policy, you should carefully consider the investment objectives, risks, charges, and expenses of the policy and its underlying investment choices. For this and other information, obtain the prospectus for the policy and the prospectuses (or summary prospectuses, if available) for its underlying investment choices from your registered representative. Please read the prospectuses carefully before investing or sending money. Securities offered through registered representatives of MML Investors Services, LLC (MMLIS), Member SIPC® (http://www.SIPC.org ), or a broker-dealer that has a selling agreement with MML Distributors, LLC (MMLD), Member SIPC®, or MML Strategic Distributors, LLC (MSD). MMLIS, MMLD, and MSD are subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, Members FINRA (http://www.FINRA.org ).
Life insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.