When you work with a financial professional, you can expect:
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
After looking at your entire financial picture, your financial professional will provide you with suggestions to help reduce the gaps so you can choose the products best suited for your situation.
If you're satisfied with their recommendations, they work with you to secure the products and services to help ensure your financial future. This may require a medical exam.
Your financial professional can work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continuously meet your goals.
since
1851
we've been helping people secure their financial future and protect the ones they love
more than
$1.0T
of life insurance protection in force as of 12/31/24
named for the
8th
year in a row as a Best Place to Work for Disability Inclusion according to the Disability Equality Index® as of 7/16/24
delivered
$9.4B
insurance and annuity benefits paid to policyowners and other customers in 2024
Employee Benefits for All Shapes and Sizes
MassMutual offers a comprehensive suite of employee and executive benefit solutions that includes life insurance, disability income insurance and retirement plan services. Learn how our workplace benefit solutions can help your employees secure their financial future and protect the ones they love.
Explore Workplace SolutionsNOT FOR USE IN NEW MEXICO
1 This supplemental individual disability income insurance does not coordinate with your group long term disability coverage. Claim decisions are rendered independent of each other.
2 RetireGuard® can help replace an amount equal to the retirement plan contributions (including both the employee’s and the employer’s contributions) that would have been made to a client’s eligible defined contribution plan if he/she had not become disabled. It is not a retirement plan, nor a substitute for one.
Note: There may be implications under the Employment Retirement Income Security Act ("ERISA") depending on how disability income insurance policies are made available to the employees and whether such an arrangement constitutes an "employee benefit plan" under ERISA. Employers should consult their own tax and legal advisors for further information on potential ERISA implications.
The information provided is not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.
Policies have exclusions and limitations. For costs and complete details of coverage call your agent or MassMutual at 1-800-272-2216 for a referral to an agent.